How to Apply for the FG 2026 GEEP 3.0  FarmerMoni Loan Program (Step-by-Step Guide)

Are you a farmer ready to grow your farm but need financial support? The Nigerian government has reopened the GEEP 3.0 FarmerMoni program, offering zero-interest loans to farmers like you. This loan program supports Aquaculture, Livestock, Poultry, and Irrigation Crops farmers.

Here’s a simple guide to help you apply and boost your farming business:

What is GEEP FarmerMoni?

GEEP (Government Enterprise and Empowerment Program) is a government initiative that provides interest-free, collateral-free loans to small farmers and entrepreneurs. It helps you get money to buy seeds, fertilizers, equipment, and other farming needs.

Loan Categories Under GEEP

• FarmerMoni: For small-scale farmers, loans up to ₦300,000
• MarketMoni: For market women and micro-entrepreneurs, loans up to ₦100,000
• TraderMoni: For petty traders and artisans, loans up to ₦100,000

Key Benefits of FarmerMoni Loan

• Zero interest rate—no extra cost on your loan
• Up to ₦300,000 loan amount
• 3-month grace period before you start repayment
• No collateral needed to secure the loan
• Nationwide coverage across Nigeria
• Special focus on women, youth, and vulnerable groups

How to Apply for the FarmerMoni Loan: Step-by-Step

1. Visit the official GEEP application portal: Click here to apply
2. Click Register for FarmerMoni
3. Fill in your personal details:
   
   • State, Local Government Area (LGA), and Ward
   • Full name, gender, date of birth, nationality
   • Marital status, disability status (if any)
4. Provide contact and identification info:
   
   • Phone number, email, National Identification Number (NIN), Biometric Verification Number (BVN)
5. Enter your bank details:
   
   • Bank name, account number, and account name
6. Provide your farming details:
   
   • Choose the farm season (Dry or Rainy)
   • Select your commodities (Aquaculture, Livestock, Poultry, etc.)
7. Indicate if you are a member of any cooperative society
8. Provide guarantor information:
   
   • Guarantor’s full name, gender, phone number, email, relationship, and address
9. Upload any required documents or photos (optional but recommended)
10. Submit your application online

Why You Should Apply

• Over 2.5 million Nigerians have benefited from GEEP loans
• More than 3 million transactions processed nationwide
• Supports farm scaling and increases productivity
• Empowers grassroots farmers and strengthens communities