Nigeria GEEP 2026: Apply Now for ₦300,000 Zero-Interest Loans for Farmers and Traders

The Federal Government of Nigeria, through the National Social Investment Programme Agency (NSIPA), has officially opened applications for the 2026 Government Enterprise and Empowerment Programme (GEEP).

If you are a small business owner, petty trader, or farmer seeking capital to expand your business, this program offers a unique opportunity to access interest-free loans with no collateral required.

What is GEEP?

GEEP is a government initiative aimed at supporting hardworking Nigerians who typically face challenges accessing bank loans. The program has already empowered over 2.5 million people across the country. The key advantage is that borrowers repay only the amount they receive, with no interest or collateral needed.

Loan Options Tailored to Your Business

GEEP offers three main loan categories:

• FarmerMoni (Up to ₦300,000): For small-scale farmers to purchase seeds, equipment, and other farm inputs.
• MarketMoni (Up to ₦100,000): Designed for market women and micro-entrepreneurs operating within cooperatives.
• TraderMoni (Up to ₦100,000): Targeted at petty traders and artisans to help stock their shops.

How to Apply

Applications can be submitted directly through the official GEEP registration portal: https://geep.nsipa.gov.ng/

Why Apply for GEEP?

• 0% Interest: Loans are provided with no additional charges.
• No Collateral: No need to provide property or other assets as security.
• Grace Period: Benefit from a 3-month moratorium before loan repayment begins.
• Inclusive: Special focus on women, youth, and vulnerable groups.

Eligibility Requirements

To qualify, applicants must be Nigerian citizens with a valid National Identification Number (NIN), Bank Verification Number (BVN), and an existing small business or farm.

Important Reminder: Registration is completely free. Avoid paying anyone to assist with the loan application process.