Rancen Covid-19: Karin Haske Ga Wadanda Suka Cike Rancen Covid-19 Na Nirsal Microfinance Bank

Miliyoyin mutane masu neman rancen daga bankin Nirsal Microfinance sun yi mamakin dalilin da ya sa aka sami jinkirin a cikin adadin bayar da rance, musamman a wata na ƙarshe na 2021.

Yayin da wasu da dama ke alakanta hakan da dakatar da shirye-shiryen bayar da rance da Gwamnatin Tarayya ta yi, wasu kuma na ganin zai iya yiwuwa masu rike da madafun iko ne suka karkatar da kudaden da aka ware domin gudanar da rancen.

Wannan ya haifar da masu neman / waɗanda ba su ci gajiyar Shirye-shiryen Ba da rance ba suna yin ba'a ga Hukumomin Bankin Microfinance na Nirsal, har ta kai ga abin kyama ga masu buƙatun / waɗanda ba su amfana ba.

A cikin zafi na hasashe da tsammanin, muna so mu bayyana cewa maganganun da ke sama ba gaskiya ba ne. Gwamnatin Tarayya ba ta dakatar da shirye-shiryen ba, kuma zargi ne mara tushe a bayyana cewa masu rike da madafun iko sun karkatar da kudaden da aka ware don shirin.

Manajan Daraktan Bankin Microfinance na Nirsal, Abubakar Abdulahi Kure, a wani rahoto da ya fitar a baya bayan nan yayin da yake mayar da martani ga wata tattaunawa da Abdulwahab Isa, ya bayyana cewa har yanzu shirye-shiryen bayar da rance na ci gaba da gudana.

Kure ya bayyana cewa, babban abin da ya yi tasiri wajen bayar da rance ga wadanda suka cancanta, shi ne yadda bukatar ‘yan Najeriya ke neman rancen ya zarce kudaden da ake ware wa shirin.

Daraktan NMFB ya bayyana cewa a halin yanzu kimanin ‘yan Najeriya miliyan 7 ne ke jiran amincewa da rancen a ma’adanar bayanan su. A cewar Kure, "Bayar da rancen non interest loan na Covid-19 yana ci gaba da gudana. Bukatar ta fi wadata. Kamar yadda nake magana da ku, kusan 'yan Najeriya miliyan bakwai suna neman rancen na Covid.

Kwamitin da ke kula da harkokin kudi (MPC) ya yi wani taro na baya-bayan nan ya bukaci babban bankin Najeriya da ya ci gaba da aiwatar da shirye-shiryen rancen na COVID-19, saboda dimbin tasirin da shirye-shiryen ke da shi ga gidaje da kanana, kanana da matsakaita (MSMEs) Najeriya.

Kure ya bayyana cewa babban bankin Najeriya ya dage cewa maimakon a kara wasu kudade a cikin shirye-shiryen rancen, ya kamata a mayar da hankali wajen kwato rancen da aka bayar ga masu cin gajiyar kudaden.

An bayyana a fili cewa rance ne ba kyuta ba ne kuma dole ne a biya su. Don haka, Gwamnatin Tarayya ta himmatu wajen maido da rancen da ake da su ta hanyar tsare-tsaren biyan kuɗi, da kuma amfani da shi wajen bayar da kuɗin da za a biya na gaba ga yawancin masu nema.

A cewar shugaban NMFB, bankin NIRSAL Micro Finance Bank ya raba rancen sama da Naira biliyan 503 ga ‘yan Najeriya da ‘yan kasuwa sama da dubu 881.

Ragowar wadanda suka ci gajiyar tallafin ya nuna cewa gidaje 612,321 sun samu N240. 083 a matsayin rance daga N250,000 zuwa Naira miliyan daya.

Hakazalika, tsakanin 2020 zuwa Disamba 2021, 103,185 kanana da matsakaitan masana'antu (SMEs) sun sami lamuni da darajarsu ta kai N104. 023 kuma a ƙarƙashin COVID19 TCF.

Haka kuma, gidaje 21,027 da ba su da Riba (NIB) na lamunin NIRSAL MFB sun samu kayayyakin aiki da ya kai Naira biliyan 9.091.

Kanana da matsakaitan sana’o’i (SMEs) a karkashin tsarin masu zaman kansu (NIB SME) wadanda suka kai 2,710 sun samu rancen na Naira biliyan 1.057 yayin da 31,067 Agric Small Medium Enterprises Scheme (AGSMEIS) suka ci gajiyar N116. 001 biliyan rance daga NIRSAL MFB a shekara guda.

Haka kuma, 105,244 Anchor Borrowers’ Programme (ABP) da suka yi nasara sun karbi rance da ya kai Naira Biliyan 31.001 yayin da Asusun Zuba Jari na Matasa na Najeriya (NYIF) 5,527 su ma suka ciyo bashin Naira Biliyan 1.009.

Kamar yadda ake tsammani kuma a halin yanzu a ka'ida, adadin rancen da aka dawo da shi ta hanyar biyan sama da Masu Amfani Dubu 800 da ake da su, za a yi amfani da su don ƙara ƙarin kuɗi ga sauran masu neman Shirin Lamuni.

Ko da yake akwai ɗan bambanci a cikin Asusun Zuba Jari na Matasa na Najeriya. Yayin da wasu Shirye-shiryen Ba da rance suka kashe kudaden da aka ware musu, asusun zuba jari na matasan Najeriya ya dauki kasa da kashi daya bisa hudu na kasafin kudin sa. Hakan na nufin za a ci gaba da bayar da rancen a karkashin asusun zuba jari na matasan Najeriya.